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The Psychology Behind Holiday Spending

December has a way of making money feel heavier than usual. Between the pressure to buy, give, host, and keep everything running, spending can quietly shift from intentional to emotional.

On this episode of The Wallet podcast, Emilie Bellet speaks with psychotherapist Holli Rubin about the psychology behind holiday spending. Together, they explore what is actually happening in the brain during December, why spending can offer short-term relief, and how stress, shame, family expectations, and old money stories shape our behaviour far more than logic alone.

This conversation is not about doing Christmas “properly” or cutting back for the sake of it. It is about understanding your responses, recognising when spending becomes a nervous system reaction, and approaching the festive season with more awareness, clearer boundaries, and less pressure.

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How to Use Our Money to Make the World a Better Place

From re-usable coffee cups to the UN’s Sustainable Development Goals, it seems we are finally waking up to the need to use our money wisely to protect the future of the planet. We’re recognizing that by matching up small gestures to big policy that we might actually achieve this goal.

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Do You BNPL? (Buy Now, Pay Later)

If you’re an online shopper, you have probably seen the name “Klarna” popping up on the payment pages of sites like TopShop and JDSports. It’s a lending bank branding itself as a smart, funky new payment option for those of us who just can’t wait til payday to buy that new pair of trainers.

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Can You Save Money With The Circular Economy?

You might have heard the term “circular economy” when reading one of those articles about families who only generate one small bag of rubbish per year, or who haven’t bought anything other than food for the last six months. That level of eco warrior-dom might seem out of reach for most of us, but what if we told you the circular economy could save you – and everyone – money, as well as saving the planet?

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Investments 101: What is a Robo-Adviser?

Lately, there’s been a lot of investor attention surrounding robo-advisers. We’re seeing more and more of these platforms and some of the UK’s biggest banks are now planning to launch robo-advisers for their existing clientele.

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