Building financial independence often starts with earning more, and learning how to negotiate your salary.

In this episode of The Wallet, Emilie Bellet speaks with Nicole Michler, founder of Phase 20, a career strategy and negotiation platform that helps women navigate competitive corporate environments.

Nicole shares how she went from earning around £27,000 a year to building financial independence, and explains how salary negotiation, career strategy, and mindset shifts can help women ask for a pay rise and grow their income over time.