Freelancers, welcome to Episode 10 — the final episode of our Finances for Freelancers series. We’ve broken down the essentials every freelancer or solopreneur needs to feel confident with money — from budgeting and taxes to pensions and pricing.

Today, we’re wrapping up with a punchy roundup — each of our expert guests shares one final, powerful tip to help you stay on track with your finances.

Freelancers, are you thinking beyond client work? In this episode of Finances for Freelancers, Victoria Nabarro FPFS, Chartered Financial Planner and founder of Veda Wealth, shares how to invest, scale your business, and build financial freedom.

We cover smart ways to reinvest, outsource, create passive income, and set financial goals for growth. If you want to move beyond the freelance hustle, this episode is for you.

In this episode, we’re tackling one of the biggest challenges freelancers face: managing cash flow when income is unpredictable. How do you stay afloat during a slow month? What’s the best way to deal with late payments? And how can you create a more stable income without burning out?

Joining Emilie Bellet is Lara Sheldrake—entrepreneur, community builder, and founder of Found & Flourish. Lara shares her personal strategies for staying financially steady in a freelance world: from tracking income and ghost spending, to diversifying revenue and planning for quieter months.

We talk about setting realistic income goals, structuring your week with a CEO day, and working with your energy—not against it.

In this episode, we’re tackling a topic that freelancers often put on the back burner: pensions. How do you start saving for retirement when you don’t have a traditional workplace pension? How can you make the most of tax relief? And what are the best strategies for long-term financial security?

Joining Emilie Bellet is Lisa Picardo, Chief Business Officer UK at PensionBee. Lisa is here to break down why pensions matter for freelancers, how to set one up, and what you can do today to secure your financial future.

In this episode, we’re tackling a topic that freelancers often put on the back burner: pensions. How do you start saving for retirement when you don’t have a traditional workplace pension? How can you make the most of tax relief? And what are the best strategies for long-term financial security?

Joining Emilie Bellet is Lisa Picardo, Chief Business Officer UK at PensionBee. Lisa is here to break down why pensions matter for freelancers, how to set one up, and what you can do today to secure your financial future.

Struggling with pricing and negotiation as a freelancer? You’re not alone. In this episode of The Wallet, sales expert Sara Dalrymple shares actionable strategies to set your rates with confidence, charge based on value instead of time, and navigate pricing conversations with ease.

Learn how to avoid undercharging, adapt to seasonal shifts, and use community support to grow your business. Whether you're just starting or looking to refine your pricing model, this conversation will help you get paid what you're worth.