What On Earth Are We Doing With Our Money?

Analyst. London. 26. Co-habiting.

Welcome to our new money section! You may already know Refinery29’s Money Diaries… this is our own version of it! We’ve put together a few questions to understand what women are doing with their money. Let’s break the taboo and talk more about finances!

It’s short, snappy, fun and anonymous.


Analyst. London. 26. Co-habiting.

Financial goals:

Short term (1-5 years): Save for a house deposit

Medium term (5-10 years): Increase my pension contributions, save for children, move out of London

Long term (10 years +): Have enough money to afford regular holidays and no debt

Best buy ever: My £900 Peugeot 106

Worst buy ever: Clothes in the sale I buy and never wear... sooo much money spent on this

Things you spend the most money on: Rent £500, travel £250 and food

Salary / Income: £43,000

Net worth (what you own vs what you owe, or your assets minus your debts): £8,000

Any side hustles: no

Savings: £4k in a Lifetime ISA (thank you gov.t contribution), £4k in a normal ISA, £1k in a regular saver... trying to save a few hundred each month but flexible here!

Home: No, but planning to buy in around 3 years

Debt: £1,300 on card, and student loan (£???)

Investing: Some crowdcube investments, just for fun!

Pension: Yes, 3% contributions... value of around £5k

Insurances: Car insurance

What is money for you? Meals with friends, spoiling my family, holidays. But also, always feeling like I never have enough

What is financial independence for you? Don't know... family has never had money. Learnt that when you finally have some, just enjoy it and spend it! Struggle with budgeting and having real aims


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