What On Earth Are We Doing With Our Money?

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You may already know Refinery29’s Money Diaries… this is our own version of it! We’ve put together a few questions to understand what women are doing with their money. Let’s break the taboo and talk more about finances!

It’s short, snappy, fun and anonymous.

Risk analyst. London. 25. Single, no kids.

💭 Financial goals:

Short term (1-5 years): Buy a house, start a financial coaching platform and travel to Asia. Get married and have a "my big fat Nigerian Wedding"

Medium term (5-10 years): Save for kids and another house.

Long term (10 years +): Live comfortably, and have a growing pension fund.

🌟 Best buy ever: Pair of Gianvito Rossi heel's in the Net-a-porter sale.

😳 Worst buy ever: A pair of Christian Louboutin's.

👀 Things you spend the most money on: Travel including car expenses AND a monthly travel card and food.

💸 Salary / Income: £43,000

💰 Net worth (what you own vs what you owe, or your assets minus your debts): £6,000.

💻 Any side hustles: None, thinking of a master plan. Occasionally sell items on depop.

👛 Savings: I save 45% of my salary and split it up by an easy access saving account, a Lifetime ISA and a General Investment Account (GIA).

🏠 Home: No yet, but planning to buy in the next two years. Although I was born and raised in London I'll be buying just outside within the commuter belt.

🔦 Debt: Student loan debt. I have credit cards but pay the full statement every month.

📈 Investing: I invest through robo-advisor and shares in my current company and previous company.

😌 Pension: Yes, employers pension.

🔮 Insurances: Yes, car insurance.

What is money for you? Being free to support myself and others without feeling restricted.

🚀 What is financial independence for you? Not being dependent on individuals to support my lifestyle.


🙋🙋 Please help us break the taboo and participate here - it’s anonymous too 🙋🙋