What On Earth Are We Doing With Our Money?

Destination Manager. Netherlands. 27. Single

Welcome to our new money section! You may already know Refinery29’s Money Diaries… this is our own version of it! We’ve put together a few questions to understand what women are doing with their money. Let’s break the taboo and talk more about finances!

It’s short, snappy, fun and anonymous.

Destination Manager. Netherlands. 27. Single

Financial goals:

Short term (1-5 years): Save at least 10,000€ a year, and save for one big tip a year, max €2,000

Medium term (5-10 years): Save to buy a house and to support a future family

Long term (10 years +): Go on annual holidays and city trips, be able to have a rainy day fund if anything goes wrong!

Best buy ever: I don't think I have a best buy at the moment. Probably education? cost was approx €16,500

Worst buy ever: Almost monthly weekend city trips abroad €200 a weekend

Things you spend the most money on: Rent, travel, food

Salary / Income: €24,000

Net worth (what you own vs what you owe, or your assets minus your debts): €10,000

Any side hustles: no

Savings: Yes, I have a savings account and try and save around €500 -700 a month and planning to open and ISA soon investing a few hundred pounds a month

Home: No, but planning to buy within the next 3 years

Debt: No! I have a credit card but never used it and I have no student loans to pay back.

Investing: I'm not sure what or if anything is invested in my workplace pension. I will start an ISA within the next months

Pension: I have no idea if and how much I have in a pension

Insurances: No

What is money for you? Money means independence, the chance to be able to explore the world and to be able to treat my friends and myself

What is financial independence for you? Being able to afford basic life needs like rent and food as well as being being able to spend money on dinner / drinks with friends and the occasional shopping spree!

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