What On Earth Are We Doing With Our Money?

Salary Sales Manager

Welcome to our new money section! You may already know Refinery29’s Money Diaries… this is our own version of it! We’ve put together a few questions to understand what women are doing with their money. Let’s break the taboo and talk more about finances!

It’s short, snappy, fun and anonymous.


Sales Manager in London. 29 years old. Boyfriend.

Financial goals:

Short term (1-5 years): Buy a flat, save for a couple of big travelling trips

Medium term (5-10 years): Consolidate my career and buy a second investment property

Long term (10 years +): Have a stable enough financial situation to retire comfortably and be able to support my family

Best buy ever: Buy to let flat

Worst buy ever: Cheap clothes that don't last

Things you spend the most money on: Wine! Nights out and experiencing London

Salary / Income: £45,000

Net worth (what you own vs what you owe, or your assets minus your debts): £254,000

Any side hustles: Rental income from buy to let

Savings: £57,000 in ISA, stocks and shares and regular saver. I try and save £450 of my salary each month

Home: Buy to let flat £205,000, planning on buying my own place next year

Debt: £50k mortgage, £20k student loans

Investing: I'm contributing 6% to my workplace pension, I put £300 a month in my ISA, £200 in a regular saver and £25 into stocks and shares each month

Pension: Yes, through my workplace

Insurances: Work cover death and long term illness

What is money for you? A safety net and tool to support myself and my family

What is financial independence for you? Supporting my family, not having to worry/think about money all the time


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