✨ How to Use This Worksheet

Click “Open Worksheet” below to open it as a Google Doc.

👉 Make a copy or download it. Fill in the yellow boxes, tweak the prompts, and revisit whenever money anxiety creeps in.

💡 Set the mood — a quiet evening, a coffee break, whatever works. Think of it as a low-key money date with yourself.

Remember: you don’t need to fix everything today.