In this episode, we speak to Helena Wardle - Founder of Money Means as well as Partner and Chartered Financial Planner at Smith and Wardle - about finding that golden balance between money and our well-being, how to avoid lifestyle creep and still feel fulfilled, the best ways to avoid retail therapy and more.
Read MoreTaxes. That word alone can send shivers down your spine. But today, with the help of Chartered Financial Adviser Lisa Conway-Hughes, we’ll try and make taxes a little less scary for you. Lisa provides valuable insights on avoiding common mistakes, staying organised, and ensuring you have sufficient funds.
Read MoreToday, we tackle the often misunderstood and stressful topic of debt. Financial Planner Abigail Banks leads us in the discussion of the different types of debt that women face, as well as strategies for paying it off and avoiding common misconceptions. Whether it's student loans or mortgages, we provide tips and advice for effectively using and managing debt at every stage of life.
Read More📺 Have you ever wondered why some people seem to effortlessly build wealth and achieve financial success, while others struggle? Today I’ll be exploring some of the lessons learned from Morgan Housel's 'The Psychology of Money' and how improving your relationship with money can help you build the life you truly want. Money has little to do with how smart you are, but rather, it’s all about your mindset. Instead of just focusing on financial formulas and ratios, Housel shows how our behaviours and attitudes towards money play a crucial role in our financial success. With 20 insightful stories, he explores how these "soft skills" can help us make better financial decisions and build long-term wealth.
Read MoreWhen meeting with a financial adviser, it's important to ask questions that help you understand their qualifications, approach, and recommendations.
Read More💸 In this episode, we dive into the often tricky and emotionally charged topic of money and relationships. Our expert guest shares insights on managing joint finances, communicating effectively about money, and aligning financial goals with your couple goals. We also explore practical strategies for optimising tax benefits, the cost of being single, navigating divorce, and more.
Read More📺 Trying to maximise returns by timing the market is often a losing game. Instead, focus on spending "time in the market" and maintaining a long-term investment approach with a diversified portfolio. Stay invested for years, even during market volatility, to achieve steady, long-term growth. Major market crashes in history, like the 2008 financial crisis and the dot-com bubble burst, resulted in substantial losses, but markets have shown resilience and the ability to rebound over time.
Read More💸 In today's episode as part of our new series, we get into the topic of death. While many of us avoid thinking about our own mortality, it's crucial to plan for the unexpected. What happens if we were to pass away tomorrow? How can we protect our assets? And how can we care for aging parents at the end of life? Join us as we discover the significance of estate planning and delve into topics such as life insurance, digital assets, trusts, and the importance of regularly updating your estate plan.
Read More📺 Are you hesitant to invest in the stock market?
Do you think you need a lot of money to start investing?
Does investing feel like gambling to you?
Unfortunately, these myths have also created a stereotype that investing is only something that men do.
However, the truth is that investing is accessible to anyone. In fact, studies have shown that women are often more successful investors than men due to their long-term approach and skepticism of impulsive decisions.
Read More📺 Ever been triggered to buy something that you later regretted? Instant gratification involves a powerful hit of dopamine that can be hard to resist. But how do we decide whether a purchase is worth it or not? In this video, we'll explore some strategies for making smart purchasing decisions, avoiding buyer's remorse, how to navigate the complex world of consumerism and make choices that align with your values and priorities.
Read More📺 Chatting about budgets and bills is hardly romantic. However, did you know that money worries are one of the top reasons why married couples split?
While there's no doubt managing money together can be tricky, following these tips could ease your money conversations and ensure that you’re both happy with how your financial lives are built together.
Read More📺 Did you know that most of our money habits are set by age 7? According to a study, 40% of people who didn’t receive financial education have no savings at all. On the other hand, people who did receive financial education as a child could be £70,000 richer in retirement. Teaching financial responsibility early creates a foundation for a lifetime of good money habits. So I was wondering how as parents, how do we instil healthy habits into our kids?
Read More📺 Most of us have never been taught how to manage our money. This includes everything from budgeting and planning for the future but also how to save in the short term for the things we really want.
So, how do we balance our goals and make sure we can achieve our goals and feel financially secure or independent?
Read MoreFor too long, representations of climate action in the mainstream media have been white-washed, green-washed and diluted to be made compatible with capitalism.
We are living in an economic system which pursues profit above all else; harmful, oppressive systems that heavily contribute to the climate crisis, and environmental consequences that have been toned down to the masses. Tackling the climate crisis requires us to visit the roots of poverty, capitalist exploitation, police brutality and legal injustice. Climate justice offers the real possibility of huge leaps towards racial equality and collective liberation as it aims to dismantle the very foundations of these issues.
In this book, Mikaela Loach offers a fresh and radical perspective for real climate action that could drastically change the world as we know it for the benefit of us all. Written with candour and hope, It's Not That Radical will galvanise readers to take action, offering an accessible and transformative appraisal of our circumstances to help mobilise a majority for the future of our planet.
Read MoreWe all feel stuck sometimes, and with life feeling overwhelming at the best of times it can be hard to know where to start to get out of a rut.
Read MoreIn this episode, Nafisa shares her tips on getting better at sales, understanding how to build a useful network and advice on being more efficient.
Read More💸 How do you split your finances when your partner earns much more than you?
How can we spot financial infidelity, and what is financial abuse?
How can we start talking about money with a partner?
A recent survey of 600 therapists shows a third reported an increase in clients talking about relationship problems sparked by rising living costs. The therapists also noted that more clients were finding it difficult to leave their partner because of financial concerns.
Read MoreMake the most of your financial future by taking advantage of the tax year's allowances and exemptions. Don't wait until it's too late - act now and secure your long-term rewards. Check out our essential list of key areas to consider before the tax year ends on April 5th.
Read MoreSilicon Valley Bank (SVB), which held $200 billion worth of deposits, collapsed, sending shockwaves through the industry. Banking regulators shut down SVB after the bank's valuation collapsed, resulting in the second-largest bank failure in US history after Lehman Brothers. With the help of the government and private sector, the focus was on containing the contagion and ensuring that businesses could stay afloat.
Read MoreIf you are living on a single income or considering a transition to a one-income household, these ten tips can help you save money, cut expenses, and live more frugally. By implementing these strategies and adopting a frugal mindset, you can stretch your income further and live a comfortable and fulfilling life.
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