What On Earth Are We Doing With Our Money?

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Welcome to our new money section! You may already know Refinery29’s Money Diaries… this is our own version of it! We’ve put together a few questions to understand what women are doing with their money. Let’s break the taboo and talk more about finances!

It’s short, snappy, fun and anonymous.


Operations Director for a start-up in London. 39 years old. Single... and ready to mingle.

Financial goals:

Short term (1-5 years): Buy house in London, create 3x addition income streams

Medium term (5-10 years): Start my own business, create enough passive income to have option of retiring at 50 (tens time)

Long term (10 years +): Have enough passive income to chose what I do and when I do it

Best buy ever: My Kent flat. £130k in 2003. Bought it in 15 mins. Only place I saw and had many happy memories. Location is perfect

Worst buy ever: Insurance without legal cover. You never know when you might need it

Things you spend the most money on: lunch at work, travel to work, drinks/eating out, personal dev

Salary / Income: £70k + £10k in passive income / year

Net worth (what you own vs what you owe, or your assets minus your debts): £190k (back of fag packet) - need to do this properly

Any side hustles: Rent of Kent flat + garage

Savings: Yes. 10 months cash reserve (I work in start ups). Savings for London home (22% each month)

Home: Yes. £170k. Saving for London home (12-18 months)

Debt: Mortgage £29k

Investing: This is my current focus - could be much better. Some Crowdfunding investment. Tiny crypto

Pension: Yes. Have 10 years in final salary pension frozen (was on a very low salary). NEST work pension (I know this is sh*t, but's a start up pension)

Insurances: Income protection, serious illness, landlord

What is money for you? Freedom, options, security, opportunities

What is financial independence for you? Doing what I want, when I want, with whoever i want, and not worrying about the pennies


🙋🙋 Please help us break the taboo and participate here 🙋🙋