Savings matter. Regardless of how much you earn and your net-worth, savings should be an integral part not only of your long-term financial plan, but also your day-to-day life. That’s why it’s so troubling to hear that just 1.7% of income was left unspent in the first quarter of 2017. According to the Office for National Statistics, the household savings ratio halved in the first quarter of 2017. But why exactly does this matter, and why should you care?
Property ownership is a wonderful thing, and so is hindsight. If you’re new to home buying in the UK, start by taking off those rose-tinted glasses and researching the drawbacks, loopholes and hidden nasties of buying before diving in headfirst. From gearing up for realistic expectations to understanding the importance of lenders’ timings, our quick and easy checklist to buying a home in the UK will help reduce your homebuyer anxiety.
How much do you think you’re worth? At one point or another, we all need to put a value on ourselves. It seems silly that we insure other things before we do ourselves - you probably insure your phone, your car, your house and even your cat - but do you have insurance for yourself? It’s time to stop finding excuses and think about those most likely to be most affected should the worst come to worst. Find out how you can protect yourself and your loved ones starting today.
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We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Read our Disclaimer here.